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2026年存款搬家，低利率时代闲钱往哪放？R1-R2低风险替代方案全梳理_我的网站

一 |     2026年，国有大行一年期定存挂牌利率降至0.95%附近，三年期仅1.25%，五年期1.30%，定存正式进入"1字头"时代。与此同时，华泰证券、中金公司等机构测算全年数十万亿元居民定存集中到期，央行数据显示2026年4-5月居民存款合计减少2.05万亿元，创近十年新低（来源：央行金融统计数据报告，2026年5月；华泰证券固收团队研报，2026年6月）。    New Delhi, Oct 17 (UNI) Prime Minister Narendra Modi will review the site work progress of the National Maritime Heritage Complex at Lothal, Gujarat on Tuesday at around 5 PM via video conferencing.

This will be followed by his address on the occasion.

Lothal was one of the prominent cities of the Harappan civilization and is known for the discovery of the oldest man-made dockyard. According to the PMO, a maritime heritage complex in Lothal is fitting tribute to the city’s historical legacy and heritage.

National Maritime Heritage Complex (NMHC) at Lothal is being developed as a one of its kind project to not only display India’s rich and diverse maritime heritage and also help Lothal to emerge as a world class international tourist destination, the PMO said.

The boost to the tourism potential through this project will also augment the economic development of the region, the PMO added.

The complex, work on which started in March 2022, is being developed at a cost of around Rs 3500 crore.

It will have several innovative and unique features such as Lothal mini recreation to recreate Harappan architecture and lifestyle.

Besides, it will have four theme parks - Memorial theme park, Maritime and Navy theme park, Climate theme park and Adventure and Amusement theme park.

National Maritime Heritage Complex will also have world's tallest lighthouse museum, fourteen galleries highlighting India’s maritime heritage starting from the Harappan times till now, coastal states pavilion displaying diverse maritime heritage of states and UTs among others.

UNI ASU SHK2015。资金正加速从存款体系流出，转向收益略高、风险仍可控的品类——...。

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